ON THE HOUSE FLOOR: Dr. Bucshon Shares Constituents’ Healthcare Stories
(WASHINGTON, D.C.) – On Monday, Eighth District Congressman Larry Bucshon, M.D. took to the House floor to share stories from his constituents regarding their experiences with Obamacare. The stories were shared with Dr. Bucshon during a round table he hosted in Terre Haute last week.
“…these are real stories from real people in my district who want relief from Obamacare,” said Bucshon. “We are working to save patients from the disastrous consequences of this law and to build a better healthcare system that lowers costs, expands access, and empowers patients.”
His full speech can be viewed here: https://youtu.be/atFoPgIXwZU.
Last week, Bucshon hosted a round table discussion with Hoosiers from the Wabash Valley to discuss the impacts of Obamacare. Participants discussed issues with skyrocketing premiums, unaffordable deductibles, restricted access to physicians, and loss of coverage.
More on that event here:
Plans to repeal Affordable Care Act
By Kiley Thomas (WTHI) on January 18, 2017
Terre Haute, Ind. - Today local business owners met with an Indiana Republican Congressman. They discussed what’s next for the affordable care act.
It’s a hot issue as President-Elect Donald Trump promises to overturn the act.
With rallies across the country fighting to keep the Affordable Care Act, all eyes are on GOP leaders for what’s next, including our own congressman.
“That’s not what people in Washington D.C. are talking about. People are talking about repealing most of the ACA but replacing it with other options,” said Indiana’s 8th district congressman, Dr. Larry Bucshon.
The Obama Administration signed this extensive health care plan into law in 2010. It provided health insurance to around 20 million people.
While many of those are singing its praises, today business owners shared negative experiences.
“My two issues were a loss in income and loss in insurance,” said Bill Treadway.
“It didn’t do anything to lower the cost of healthcare,” said Bob Baesler.
“My deductible went from $2,500 to $6,000 so it wasn’t even worth it,” said Kyle Hoffman.
“The first year wasn’t too bad until I found out I needed a knee replacement,” said Simple to Elegant owner, Jeanette Winchester.
Winchester explained she was told four times her insurance would cover her knee replacement.
Right before the surgery, she found out this $50,000 procedure wasn’t covered under her plan.
“When it came to a serious need other than just a routine checkup or prescription renewal, the execution of it from the providers was very, very frustrating,” said Winchester.
Some criticize the law for its high premiums and large co-payments.
It’s a law Congressman Bucshon will vote to repeal.
“All of us are different. A young, healthy person, as I mentioned, a health savings account and a catastrophic plan may be for you,” said Bucshon. “But if you’re older and sicker and you’re going to use the healthcare system a lot more, maybe that’s not the thing for you.”
Bucshon highlighted a future replacement plan including ideas for more choices, lower costs and the future protections.
The plan is not solidified yet. Below is a brief outline of changes proposed health care:
- Make support for health insurance portable
- Preserve employer-based insurance
- Allow sales across state lines
- Allow small businesses and individuals to band together
- Protect patients with pre-existing conditions
- Protect coverage for young people, allowing dependents up to 26-years-old to stay on their parents’ plan
- Prohibit sudden cancellations
- Create one-time open enrollment
- Reform Medicaid
- Enforce the Hyde Amendment
- Improve use of electronic health records
Full story here: http://wthitv.com/2017/01/18/plans-to-repeal-affordable-care-act/.
Bucshon discusses what's ahead for health insurance
Congressman says health savings accounts likely to play a role
By Howard Greninger (Tribune-Star) on January 18, 2017
U.S. Rep. Larry Bucshon says flexibility and the expansion of health savings accounts are keys to keeping health insurance premium costs down as Republicans work to repeal and replace the Affordable Care Act.
Bucshon, R-8th, spoke Wednesday in Terre Haute with a group of eight people during a roundtable discussion at the downtown office of Thompson Thrift.
The congressman said he called the meeting to discuss insurance reform and hear what some Terre Haute business owners say about the Affordable Care Act.
Flexibility is key to helping people find medical insurance, Bucshon said, instead of mandating people to have insurance.
“I think flexibility is always a good thing, with market competition and having different options for individuals to choose. For young healthy people, a health savings account and maybe a catastrophic health plan is what they would choose.
”If older and sicker, that is not the thing for you,” he said. “You might need an HSA...and need a health insurance plan with a low deductible. I think trying to create a system with only uniform options for all of our citizens is not working.”
In a health savings account, an individual pays into the account and draws money out for certain medical expenses tax-free. Most are used for out-of-pocket medical, dental and vision expenses but not used to pay health insurance premiums.
”I think health savings account expansion is something that we need to do,” Bucshon said. “One thing that a health savings account does is it gives the consumer some buy-in with their own healthcare. They realize, because some of the money (being spent) is their own, some is the government’s money ... they don’t utilize the emergency room for non-emergency services because that money is something that comes out of their pocket,” he said.
Bucshon said a health savings plan decreases the price for an insurance policy “because the insurance company doesn’t need to cover every little thing, every little hang nail or every little medical problem, because the HSA payment pays that. So the insurance companies, if you have an HSA, have the ability to offer cheaper insurance policies because they know they are not paying first dollar for small problems, but are available when you have a bigger health issue.”
Bucshon said he supports continuing coverage of children through age 26 and backs keeping pre-existing coverage.
Bill Treadway, a former chairman of the Vigo County Republican Party who teaches history at Indiana Wesleyan University, said he had loss of income and his insurance policy was declared “a junk policy” under the Affordable Care Act. “I had to get a second job and sometimes a third job, and it made it very difficult,” he said.
Bob Baesler, owner of Baesler’s Market, said he had 350 employees on health group plan until 2015. However, premiums went up to as much as $2,500 for family coverage, with single employee coverage at $975 per month.
”Our problem was we had a small, unhealthy older group. My frustration with the Affordable Health Care Act was it did not do one thing to make health care more affordable, it only used tax dollars to pay to offset premiums,” Baesler said.
Baesler said his company helped about 70 employees to get coverage under the Affordable Care Act.
”We helped them get the coverage; we raised their pay to offset the premium. The problem was because there was not payroll deduction, which the government would not allow, many employees at the end of the month, with the premium there even though it was not very much, had a light bill and (used the premium money) to pay the light bill. Then their premium lapsed and they were out,” Baesler said.
”I think today, we are down to only 14 employees who have (coverage under) the Affordable Health Care,” he said.
Baesler said he would like to see insurance coverage groups expanded across state lines. “For insurance to work, you need numbers. You can’t do it with 20, or 70 or 80 people, you need 1,000 people in a group to get the premiums down,” he said.
Congressman Larry Bucshon, M.D. is a physician and Republican member of the House Energy and Commerce Committee serving his fourth term representing Indiana's 8th Congressional district. The 8th District of Indiana includes all or parts of Clay, Crawford, Daviess, Dubois, Gibson, Greene, Knox, Martin, Owen, Parke, Perry, Pike, Posey, Spencer, Sullivan, Vanderburgh, Vermillion, Vigo, and Warrick counties.